We focus on creating more housing options while helping buyers save real money.
Understand if this approach fits your buying goals
Explore both strategic paths to homeownership
See how the economics work in expensive markets
Real-life examples of how buyers use this strategy
Understand ownership structures when they matter
Learn how to add value through smart improvements
Get answers to common questions
Schedule your buyer strategy consultation
Homes in LA are expensive — and most buyers are told they only have two choices: buy alone and overpay, or don't buy at all.
At Conscious Communities, we help buyers take a smarter third path by planning how they buy and how the property is used. This isn't about settling for less — it's about strategically accessing more while spending less.
There's more than one way to use this strategy. The beauty of our approach is flexibility — we help buyers choose the path that genuinely fits their goals, timeline, and comfort level.
We work with you to understand your situation before you ever make an offer. This means you can explore options, ask questions, and make informed decisions without the pressure of a ticking clock or binding commitments.
Whether you're thinking about building equity through property improvements or considering a joint purchase with trusted friends or family, we'll help you evaluate which approach aligns with your financial goals and lifestyle preferences.
Purchase your home, then strategically create additional living space to lower costs and add value over time
Co-purchase with another household and create independent living spaces with clear planning from day one

This option is for buyers purchasing a home for their own household who want to create flexibility, generate income, or build long-term value through smart property improvements.
Many LA homeowners leave value on the table by not considering how their property could support additional living space. We help you identify these opportunities before you buy, so you're making decisions with your eyes wide open.
We help you spot homes that genuinely support an ADU or second living space — not just properties where it's theoretically possible, but where it makes practical and financial sense.
We guide you through planning improvements that make financial sense for your situation, avoiding overbuilding or mis-planning that wastes money without adding proportional value.
Together we'll explore whether the new space should be rented for income, used by family members, or held as flexibility for future needs. Each choice has different implications.
We ensure your purchase decisions align with your long-term financial and lifestyle goals, so you're building toward something meaningful rather than just reacting to market pressure.
Why buyers choose this path: More control upfront, lower effective housing costs over time, and the ability to create real value — not just hope for appreciation.
This option is for buyers who choose to purchase with another household — friends, siblings, partners, or family — and want to do it intentionally, with clarity and structure from the beginning.
Buying together can dramatically lower the barrier to entry and open access to homes or locations that may be completely out of reach individually. In LA's expensive market, this approach allows buyers to access neighborhoods, school districts, and property types they couldn't otherwise afford.

We evaluate how properties support independent living — separate entrances, yard divisions, sound insulation, and daily flow patterns
When structure matters, we help you understand clear ownership planning options that protect everyone involved
We plan for life changes and exit strategies upfront, so difficult conversations don't become crises later
At Conscious Communities, we help buyers shift their focus from list price alone to cost per household — a more meaningful metric for understanding your real housing burden.
Traditional homebuying focuses on the purchase price of a single-family home. But when you plan smarter use of property and space, you can dramatically reduce what you actually pay for your household's housing over time.
By sharing purchase costs or targeting properties with existing secondary spaces, you can lower the initial capital needed to enter the market.
Whether through rental income from an ADU or cost-sharing with co-owners, your monthly housing expenses can decrease significantly.
Instead of families buying separate properties nearby, strategic co-purchasing or space creation allows proximity and independence simultaneously.
Optimizing land and space creates genuine value — not just hoping for market appreciation but actively improving the property's utility and worth.
Many buyers find this strategy can reduce their effective housing cost by this range or more, depending on the property and plan
In LA's market, strategic planning can translate to hundreds of thousands in saved costs over time
Every buyer's situation is unique, but these scenarios illustrate common patterns we see. These aren't hypothetical — they're based on real strategies buyers have successfully implemented in the Los Angeles area.
A buyer purchases a home with their household in mind, but selects a property where adding an Accessory Dwelling Unit (ADU) makes sense both practically and financially.
After purchasing and settling in, they work with us to plan and build an ADU. This additional living space can serve multiple purposes:

"We help plan the purchase and improvements together — not after the fact. This means you're buying the right property from the start, not trying to force an ADU onto a property that doesn't support it well."
Identify properties with ADU potential
Live in the main home, understand the property
Design and permit the additional unit
Complete construction and utilize the space
Some buyers prefer properties where the second living space already exists, allowing for immediate benefits without the time, cost, and uncertainty of new construction.
This approach often allows for immediate independence and income generation without the timeline and uncertainty of building. You can start benefiting from day one, whether through rental income or by housing family members.
We assess layout, privacy, access, and condition to ensure the property truly supports independent living for two households without constant friction.
Together we determine the optimal use for each unit — whether you'll occupy the main house or the ADU, and how the other space will be utilized.
We help you think through how this arrangement fits your 5-10 year plans, ensuring it remains beneficial as your life evolves.
Two households — whether friends, siblings, partners, or family members — decide to purchase a property together and intentionally create spaces that allow for true independence while sharing the financial benefits.
Rather than informal, unclear arrangements that breed conflict, we help buyers:

We help buyers avoid informal arrangements that cause problems later. Clarity at the beginning prevents painful conflicts down the road. When friends or family consider buying together, emotions often overshadow practical planning — we provide the structure to ensure everyone's interests are protected.
Explore whether buying together makes sense and aligns with everyone's goals
Identify homes that can support genuinely independent living spaces
Design ownership, financial, and decision-making frameworks
Complete the purchase with clear agreements in place
Enjoy independent living with shared financial benefits
You don't need to understand legal structures to start exploring your options. That's what we're here for.
When ownership, space allocation, or long-term flexibility matters, Conscious Communities helps buyers understand whether tools like Tenancy in Common (TIC) make sense for their situation — and importantly, when they don't.
TIC is simply one ownership structure among several options. It's not right for everyone, and it's not necessary for every co-purchase situation.
We help you understand:
For deeper education on ownership structures, we point buyers to established experts:
Andy Sirkin — TIC education and expertise
andysirkin.com
CoBuy — Co-ownership planning tools and guidance
cobuy.com
Our role is to help you understand your options at the right time, without overwhelming you with legal complexity before you're ready. We introduce these concepts gradually as they become relevant to your specific situation.
Our mission goes beyond simply helping buyers purchase homes — we help create more usable housing in communities where it's desperately needed.
Los Angeles faces a severe housing shortage. By helping buyers thoughtfully add ADUs and secondary living spaces, we're contributing to the solution while helping individual buyers save money. It's a win-win approach that benefits both the buyer and the broader community.
We guide the planning process for accessory dwelling units and other secondary living spaces, ensuring they're designed appropriately from the start.
We help you consider access, privacy, parking, and layout — the details that determine whether a space works in daily life or becomes a source of friction.
We help you avoid building something that works on paper but fails in practice — oversized ADUs, poor parking solutions, or privacy issues that make spaces unusable.
We ensure improvements align with how you'll actually use the property and create genuine value, not just theoretically increase square footage.

Certain property characteristics make it easier to create truly independent living spaces:
We help evaluate these factors case by case, as every property is unique.
We believe informed buyers make better long-term decisions. That's why we point buyers toward established educational resources and experts in shared ownership and co-buying strategies.
Andy Sirkin is a recognized expert in Tenancy in Common (TIC) arrangements and shared ownership structures. His website provides comprehensive educational resources on TIC financing, agreements, and best practices.
CoBuy offers tools, guides, and resources for people considering purchasing property together. Their platform helps co-buyers think through financial arrangements, legal structures, and ongoing management.
These resources complement the personalized guidance we provide. While we help you understand concepts and apply them to your specific situation, these experts offer deeper dives into particular aspects of shared ownership and property planning.
These are the questions we hear most often from buyers exploring these strategies. If you don't see your question answered here, we're happy to discuss it during a consultation.
No — and most buyers don't when they first contact us.
At Conscious Communities, we help you every step of the way, starting with the big picture and then going deeper only when it matters for your specific situation.
You don't need to become an expert in TIC agreements, ADU regulations, or co-ownership structures before you start looking at homes. That's an overwhelming and unnecessary burden.
Instead, we help you ask the right questions early in the process. We introduce concepts gradually as they become relevant. And most importantly, we help you avoid committing to something you don't fully understand.

Understand the basic concepts and whether this approach fits your goals
Learn what to look for as you search for homes
Dive into specific structures and details when you're ready to move forward
Execute the plan with clarity and confidence
"Our job is to make complex things understandable, not to overwhelm you with information before you're ready for it."
We help you think through co-living expectations and agreements before you buy, when everyone is thinking clearly and relationships are positive.
This isn't about being pessimistic or untrusting — it's about being realistic and protective of both the relationships and the financial investment. Clear expectations prevent conflicts, they don't create them.
Who lives where: Which household occupies which parts of the property, and how those boundaries are respected in daily life.
Use of spaces: How private and shared spaces are used — yards, driveways, entrances, storage, and any common areas.
Expense splitting: How expenses are divided — mortgage, taxes, insurance, utilities, maintenance, and improvements.
How choices are made: What decisions require agreement from both parties, and how disagreements are resolved.
Exit strategies: What happens if someone wants to move, sell their interest, or circumstances change significantly.
Clear agreements: When appropriate, these expectations can be clearly documented in writing to protect everyone involved.
Having these conversations before purchasing feels awkward to many buyers, but it's far less awkward than having them during a conflict. We facilitate these discussions professionally and
It depends on the plan, the ownership structure, and what makes sense for your specific situation.
Some buyers start with one loan covering the entire property purchase. This is often simpler initially and can work well depending on the ownership structure and relationships involved.
A single loan means:
Others eventually move to separate loans tied to individual ownership interests. This can happen during a refinance or when ownership structure is adjusted.
Separate loans mean:
We help you understand what's possible and what makes sense for your situation. The right financing structure depends on your relationships, financial positions, long-term plans, and ownership arrangements.
TIC loans are similar to traditional mortgage loans but are offered by specialty banks and credit unions that understand shared ownership structures.
While TIC loans follow similar qualification processes to conventional loans — credit scores, income verification, debt-to-income ratios — they require lenders who understand the ownership structure and associated agreements.
Not all lenders offer TIC financing, but those who do specialize in it and understand the nuances. They're familiar with TIC agreements, co-ownership arrangements, and how to structure loans appropriately.
The key is working with lenders who regularly handle these arrangements. We've built relationships with lenders who specialize in this area and can guide you toward appropriate financing options for your situation.
In many ways, TIC loans are similar to traditional mortgage loans. The main differences are in who offers them and how ownership is structured.
At Conscious Communities, we believe the path to homeownership shouldn't require financial sacrifice that compromises your quality of life or future security.
By helping buyers think strategically about how they purchase and how properties are used, we're creating win-win solutions: buyers save hundreds of thousands of dollars while creating more housing in communities that desperately need it.
Whether you're just starting to explore possibilities or ready to move forward with a specific strategy, we're here to help guide you through the process with clarity, care, and expertise.
Ready to explore your options?
Serving Los Angeles County | Educational information only — not legal, tax, or financial advice